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Aged care fees in Australia are broken down into three main parts: a Basic Daily Fee (which everyone pays for living costs like food and laundry), a Means-Tested Care Fee (determined by Services Australia based on your income and assets), and Accommodation Costs (RAD or DAP). We can help you estimate these costs and understand the difference between paying a lump sum versus a daily rate.

Home Care Packages allow you to stay in your own home with visiting support (like nursing, cleaning, or meals), but wait times can be long and support hours are limited. Residential Care is for when living at home is no longer safe or practical, offering 24/7 support. We help families weigh current safety risks against package wait times to find the most practical path.

Don't just look at the chandeliers. Ask about staff ratios, especially on weekends and nights. Ask how they manage changing care needs (do residents have to move rooms?), what the menu rotation looks like, and how they handle medical emergencies. A good home will welcome these questions with transparency.

An ACAT/ACAS assessment determines your eligibility for government-subsidised care. Prepare by having medical history, a list of current medications, and examples of daily struggles ready. Be honest about your worst days, not your best ones — the assessor needs to understand the full reality of your situation to assign the right level of funding.